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Moving from Montana to Florida

A side-by-side comparison drawn from BLS, BEA, Census, FBI, and NOAA. Big sky, no sales tax, rapidly gentrifying small towns. vs. No income tax, beaches, hurricanes, retiree haven.

MT state flag
Living now

Montana

Capital: Helena

Median household income $67,631 · winter low 14°F · 205 sunny days

Big sky, no sales tax, rapidly gentrifying small towns.

FL state flag
Moving to

Florida

Capital: Tallahassee

Median household income $67,917 · winter low 53°F · 237 sunny days

No income tax, beaches, hurricanes, retiree haven.

Florida has an overall price level 103.4 (US avg = 100). Housing dominates the difference.

Overall price index
Montana
94.6
Florida
103.4
Florida has 9.3% higher overall price level
Housing index
Montana
84.6
Florida
122.1
Florida has 44% higher housing costs
Groceries index (modeled)
Montana
98.7
Florida
100.9
Florida has 2.2% higher groceries
Utilities index (modeled)
Montana
99.2
Florida
100.5
Florida has 1.3% higher utilities
Electricity rate
Montana
13.5 ¢/kWh
Florida
14.9 ¢/kWh
Florida has 10% higher electricity
Transportation index (modeled)
Montana
98.9
Florida
100.7
Florida has 1.8% higher transportation
Median home value
Montana
$425,400
Florida
$396,900
Florida is 6.7% cheaper to buy a home
Median monthly rent
Montana
$933/mo
Florida
$1,589/mo
Florida is 70% more expensive to rent

Sources: NOAA Climate Normals · EPA AirNow (live) state-level

Summer high 91°F · Winter low 53°F · 237 sunny days/yr.

Avg summer high
Montana
83°F
Florida
91°F
Florida is 9.6% more summer highs
Avg winter low
Montana
14°F
Florida
53°F
Florida is 279% more winter lows
Avg annual temperature
Montana
44°F
Florida
72°F
Florida is 65% more annual temperature
Sunny days / year
Montana
205
Florida
237
Florida has 16% higher sunny days
Annual precipitation
Montana
15 in
Florida
55 in
Florida is 260% more annual precipitation
Air quality (live AQI)
Montana
42
Florida
43
Florida has 2.4% higher AQI
Snow / year
Montana
51 in
Florida
0 in
Florida is 100% less annual snowfall

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Schools, healthcare, taxes, transportation, lifestyle, crime, family fit, move logistics, AI assistant, and 90-day timeline.

See the full comparison

Frequently asked

Is it cheaper to live in Florida than Montana?

Florida's overall price level is roughly 99.6 (US avg = 100), vs about 95 for Montana — based on BEA Regional Price Parities. Housing is the dominant driver of the difference. Run a comparison for the full, current breakdown.

What's the income tax difference?

Montana tops out at 5.65% income tax. Florida tops out at 0%.

How long do I have to register my vehicle in Florida?

Most Florida residents must register a vehicle within 30-60 days of moving. Check the piomover report for state-specific deadlines.

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