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Moving from Texas to Kentucky

A side-by-side comparison drawn from BLS, BEA, Census, FBI, and NOAA. No income tax, mega-economies, hot summers, big swings. vs. Bourbon, horses, Appalachian + Bluegrass mix.

TX state flag
Living now

Texas

Capital: Austin

Median household income $75,780 · winter low 38°F · 232 sunny days

No income tax, mega-economies, hot summers, big swings.

KY state flag
Moving to

Kentucky

Capital: Frankfort

Median household income $60,183 · winter low 26°F · 189 sunny days

Bourbon, horses, Appalachian + Bluegrass mix.

Kentucky has an overall price level 90.2 (US avg = 100). Housing dominates the difference.

Overall price index
Texas
97.1
Kentucky
90.2
Kentucky has 7.1% lower overall price level
Housing index
Texas
96.5
Kentucky
64.3
Kentucky has 33% lower housing costs
Groceries index (modeled)
Texas
99.3
Kentucky
97.5
Kentucky has 1.7% lower groceries
Utilities index (modeled)
Texas
99.6
Kentucky
98.5
Kentucky has 1.0% lower utilities
Electricity rate
Texas
16.4 ¢/kWh
Kentucky
14.9 ¢/kWh
Kentucky has 9.2% lower electricity
Transportation index (modeled)
Texas
99.4
Kentucky
98.0
Kentucky has 1.4% lower transportation
Median home value
Texas
$313,200
Kentucky
$226,000
Kentucky is 28% cheaper to buy a home
Median monthly rent
Texas
$1,307/mo
Kentucky
$852/mo
Kentucky is 35% cheaper to rent

Sources: NOAA Climate Normals · EPA AirNow (live) state-level

Summer high 87°F · Winter low 26°F · 189 sunny days/yr.

Avg summer high
Texas
96°F
Kentucky
87°F
Kentucky is 9.4% less summer highs
Avg winter low
Texas
38°F
Kentucky
26°F
Kentucky is 32% less winter lows
Avg annual temperature
Texas
232°F
Kentucky
56°F
Kentucky is 76% less annual temperature
Sunny days / year
Texas
28
Kentucky
189
Kentucky has 575% higher sunny days
Annual precipitation
Texas
57 in
Kentucky
48 in
Kentucky is 16% less annual precipitation
Air quality (live AQI)
Texas
3
Kentucky
48
Kentucky has 1500% higher AQI
Snow / year
9 in

Get the full TexasKentucky report

Schools, healthcare, taxes, transportation, lifestyle, crime, family fit, move logistics, AI assistant, and 90-day timeline.

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Frequently asked

Is it cheaper to live in Kentucky than Texas?

Kentucky's overall price level is roughly 87.5 (US avg = 100), vs about 96.3 for Texas — based on BEA Regional Price Parities. Housing is the dominant driver of the difference. Run a comparison for the full, current breakdown.

What's the income tax difference?

Texas tops out at 0% income tax. Kentucky tops out at 3.5%.

How long do I have to register my vehicle in Kentucky?

Most Kentucky residents must register a vehicle within 30-60 days of moving. Check the piomover report for state-specific deadlines.

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