Skip to content

Free comparison

Moving from New York to Kentucky

A side-by-side comparison drawn from BLS, BEA, Census, FBI, and NOAA. NYC global capital + huge upstate, high taxes, top healthcare. vs. Bourbon, horses, Appalachian + Bluegrass mix.

NY state flag
Living now

New York

Capital: Albany

Median household income $81,386 · winter low 24°F · 184 sunny days

NYC global capital + huge upstate, high taxes, top healthcare.

KY state flag
Moving to

Kentucky

Capital: Frankfort

Median household income $60,183 · winter low 26°F · 189 sunny days

Bourbon, horses, Appalachian + Bluegrass mix.

Kentucky has an overall price level 90.2 (US avg = 100). Housing dominates the difference.

Overall price index
New York
107.9
Kentucky
90.2
Kentucky has 16% lower overall price level
Housing index
New York
122.2
Kentucky
64.3
Kentucky has 47% lower housing costs
Groceries index (modeled)
New York
102.0
Kentucky
97.5
Kentucky has 4.4% lower groceries
Utilities index (modeled)
New York
101.2
Kentucky
98.5
Kentucky has 2.6% lower utilities
Electricity rate
New York
28.6 ¢/kWh
Kentucky
14.9 ¢/kWh
Kentucky has 48% lower electricity
Transportation index (modeled)
New York
101.6
Kentucky
98.0
Kentucky has 3.5% lower transportation
Median home value
New York
$449,800
Kentucky
$226,000
Kentucky is 50% cheaper to buy a home
Median monthly rent
New York
$1,530/mo
Kentucky
$852/mo
Kentucky is 44% cheaper to rent

Sources: NOAA Climate Normals · EPA AirNow (live) state-level

Summer high 87°F · Winter low 26°F · 189 sunny days/yr.

Avg summer high
New York
84°F
Kentucky
87°F
Kentucky is 3.6% more summer highs
Avg winter low
New York
24°F
Kentucky
26°F
Kentucky is 8.3% more winter lows
Avg annual temperature
New York
47°F
Kentucky
56°F
Kentucky is 19% more annual temperature
Sunny days / year
New York
184
Kentucky
189
Kentucky has 2.7% higher sunny days
Annual precipitation
New York
43 in
Kentucky
48 in
Kentucky is 13% more annual precipitation
Air quality (live AQI)
New York
39
Kentucky
48
Kentucky has 23% higher AQI
Snow / year
New York
76 in
Kentucky
9 in
Kentucky is 88% less annual snowfall

Get the full New YorkKentucky report

Schools, healthcare, taxes, transportation, lifestyle, crime, family fit, move logistics, AI assistant, and 90-day timeline.

See the full comparison

Frequently asked

Is it cheaper to live in Kentucky than New York?

Kentucky's overall price level is roughly 87.5 (US avg = 100), vs about 109.5 for New York — based on BEA Regional Price Parities. Housing is the dominant driver of the difference. Run a comparison for the full, current breakdown.

What's the income tax difference?

New York tops out at 10.9% income tax. Kentucky tops out at 3.5%.

How long do I have to register my vehicle in Kentucky?

Most Kentucky residents must register a vehicle within 30-60 days of moving. Check the piomover report for state-specific deadlines.

Related comparisons