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Moving from New Jersey to Indiana

A side-by-side comparison drawn from BLS, BEA, Census, FBI, and NOAA. Highest property taxes, wealthy suburbs, NYC + Philly access. vs. Affordable, manufacturing & logistics, Indy 500.

NJ state flag
Living now

New Jersey

Capital: Trenton

Median household income $97,126 · winter low 24°F · 207 sunny days

Highest property taxes, wealthy suburbs, NYC + Philly access.

IN state flag
Moving to

Indiana

Capital: Indianapolis

Median household income $67,173 · winter low 22°F · 186 sunny days

Affordable, manufacturing & logistics, Indy 500.

Indiana has an overall price level 93.3 (US avg = 100). Housing dominates the difference.

Overall price index
New Jersey
108.8
Indiana
93.3
Indiana has 14% lower overall price level
Housing index
New Jersey
134.3
Indiana
73.9
Indiana has 45% lower housing costs
Groceries index (modeled)
New Jersey
102.2
Indiana
98.3
Indiana has 3.8% lower groceries
Utilities index (modeled)
New Jersey
101.3
Indiana
99.0
Indiana has 2.3% lower utilities
Electricity rate
New Jersey
23.5 ¢/kWh
Indiana
17.9 ¢/kWh
Indiana has 24% lower electricity
Transportation index (modeled)
New Jersey
101.8
Indiana
98.7
Indiana has 3.0% lower transportation
Median home value
New Jersey
$496,000
Indiana
$243,500
Indiana is 51% cheaper to buy a home
Median monthly rent
New Jersey
$1,554/mo
Indiana
$931/mo
Indiana is 40% cheaper to rent

Sources: NOAA Climate Normals · EPA AirNow (live) state-level

Summer high 85°F · Winter low 22°F · 186 sunny days/yr.

Avg summer high
New Jersey
86°F
Indiana
85°F
Indiana is 1.2% less summer highs
Avg winter low
New Jersey
24°F
Indiana
22°F
Indiana is 8.3% less winter lows
Avg annual temperature
New Jersey
53°F
Indiana
52°F
Sunny days / year
New Jersey
207
Indiana
186
Indiana has 10% lower sunny days
Annual precipitation
New Jersey
48 in
Indiana
43 in
Indiana is 10% less annual precipitation
Air quality (live AQI)
New Jersey
44
Indiana
56
Indiana has 27% higher AQI
Snow / year
New Jersey
24 in
Indiana
20 in
Indiana is 17% less annual snowfall

Get the full New JerseyIndiana report

Schools, healthcare, taxes, transportation, lifestyle, crime, family fit, move logistics, AI assistant, and 90-day timeline.

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Frequently asked

Is it cheaper to live in Indiana than New Jersey?

Indiana's overall price level is roughly 90.4 (US avg = 100), vs about 110.5 for New Jersey — based on BEA Regional Price Parities. Housing is the dominant driver of the difference. Run a comparison for the full, current breakdown.

What's the income tax difference?

New Jersey tops out at 10.75% income tax. Indiana tops out at 2.95%.

How long do I have to register my vehicle in Indiana?

Most Indiana residents must register a vehicle within 30-60 days of moving. Check the piomover report for state-specific deadlines.

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