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Moving from Minnesota to Kentucky

A side-by-side comparison drawn from BLS, BEA, Census, FBI, and NOAA. Twin Cities arts, brutal winters, top public schools. vs. Bourbon, horses, Appalachian + Bluegrass mix.

MN state flag
Living now

Minnesota

Capital: Saint Paul

Median household income $84,313 · winter low 4°F · 195 sunny days

Twin Cities arts, brutal winters, top public schools.

KY state flag
Moving to

Kentucky

Capital: Frankfort

Median household income $60,183 · winter low 26°F · 189 sunny days

Bourbon, horses, Appalachian + Bluegrass mix.

Kentucky has an overall price level 90.2 (US avg = 100). Housing dominates the difference.

Overall price index
Minnesota
98.6
Kentucky
90.2
Kentucky has 8.6% lower overall price level
Housing index
Minnesota
91.3
Kentucky
64.3
Kentucky has 30% lower housing costs
Groceries index (modeled)
Minnesota
99.7
Kentucky
97.5
Kentucky has 2.1% lower groceries
Utilities index (modeled)
Minnesota
99.8
Kentucky
98.5
Kentucky has 1.3% lower utilities
Electricity rate
Minnesota
15.1 ¢/kWh
Kentucky
14.9 ¢/kWh
Kentucky has 1.3% lower electricity
Transportation index (modeled)
Minnesota
99.7
Kentucky
98.0
Kentucky has 1.7% lower transportation
Median home value
Minnesota
$344,600
Kentucky
$226,000
Kentucky is 34% cheaper to buy a home
Median monthly rent
Minnesota
$1,135/mo
Kentucky
$852/mo
Kentucky is 25% cheaper to rent

Sources: NOAA Climate Normals · EPA AirNow (live) state-level

Summer high 87°F · Winter low 26°F · 189 sunny days/yr.

Avg summer high
Minnesota
82°F
Kentucky
87°F
Kentucky is 6.1% more summer highs
Avg winter low
Minnesota
4°F
Kentucky
26°F
Kentucky is 550% more winter lows
Avg annual temperature
Minnesota
42°F
Kentucky
56°F
Kentucky is 32% more annual temperature
Sunny days / year
Minnesota
195
Kentucky
189
Kentucky has 3.1% lower sunny days
Annual precipitation
Minnesota
29 in
Kentucky
48 in
Kentucky is 64% more annual precipitation
Air quality (live AQI)
Minnesota
39
Kentucky
48
Kentucky has 23% higher AQI
Snow / year
Minnesota
46 in
Kentucky
9 in
Kentucky is 80% less annual snowfall

Get the full MinnesotaKentucky report

Schools, healthcare, taxes, transportation, lifestyle, crime, family fit, move logistics, AI assistant, and 90-day timeline.

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Frequently asked

Is it cheaper to live in Kentucky than Minnesota?

Kentucky's overall price level is roughly 87.5 (US avg = 100), vs about 97.3 for Minnesota — based on BEA Regional Price Parities. Housing is the dominant driver of the difference. Run a comparison for the full, current breakdown.

What's the income tax difference?

Minnesota tops out at 9.85% income tax. Kentucky tops out at 3.5%.

How long do I have to register my vehicle in Kentucky?

Most Kentucky residents must register a vehicle within 30-60 days of moving. Check the piomover report for state-specific deadlines.

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