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Moving from Indiana to Kentucky

A side-by-side comparison drawn from BLS, BEA, Census, FBI, and NOAA. Affordable, manufacturing & logistics, Indy 500. vs. Bourbon, horses, Appalachian + Bluegrass mix.

IN state flag
Living now

Indiana

Capital: Indianapolis

Median household income $67,173 · winter low 22°F · 186 sunny days

Affordable, manufacturing & logistics, Indy 500.

KY state flag
Moving to

Kentucky

Capital: Frankfort

Median household income $60,183 · winter low 26°F · 189 sunny days

Bourbon, horses, Appalachian + Bluegrass mix.

Kentucky has an overall price level 90.2 (US avg = 100). Housing dominates the difference.

Overall price index
Indiana
93.3
Kentucky
90.2
Kentucky has 3.4% lower overall price level
Housing index
Indiana
73.9
Kentucky
64.3
Kentucky has 13% lower housing costs
Groceries index (modeled)
Indiana
98.3
Kentucky
97.5
Kentucky has 0.8% lower groceries
Utilities index (modeled)
Indiana
99.0
Kentucky
98.5
Electricity rate
Indiana
17.9 ¢/kWh
Kentucky
14.9 ¢/kWh
Kentucky has 17% lower electricity
Transportation index (modeled)
Indiana
98.7
Kentucky
98.0
Kentucky has 0.6% lower transportation
Median home value
Indiana
$243,500
Kentucky
$226,000
Kentucky is 7.2% cheaper to buy a home
Median monthly rent
Indiana
$931/mo
Kentucky
$852/mo
Kentucky is 8.5% cheaper to rent

Sources: NOAA Climate Normals · EPA AirNow (live) state-level

Summer high 87°F · Winter low 26°F · 189 sunny days/yr.

Avg summer high
Indiana
85°F
Kentucky
87°F
Kentucky is 2.4% more summer highs
Avg winter low
Indiana
22°F
Kentucky
26°F
Kentucky is 18% more winter lows
Avg annual temperature
Indiana
52°F
Kentucky
56°F
Kentucky is 7.5% more annual temperature
Sunny days / year
Indiana
186
Kentucky
189
Kentucky has 1.6% higher sunny days
Annual precipitation
Indiana
43 in
Kentucky
48 in
Kentucky is 13% more annual precipitation
Air quality (live AQI)
Indiana
56
Kentucky
48
Kentucky has 14% lower AQI
Snow / year
Indiana
20 in
Kentucky
9 in
Kentucky is 55% less annual snowfall

Get the full IndianaKentucky report

Schools, healthcare, taxes, transportation, lifestyle, crime, family fit, move logistics, AI assistant, and 90-day timeline.

See the full comparison

Frequently asked

Is it cheaper to live in Kentucky than Indiana?

Kentucky's overall price level is roughly 87.5 (US avg = 100), vs about 90.4 for Indiana — based on BEA Regional Price Parities. Housing is the dominant driver of the difference. Run a comparison for the full, current breakdown.

What's the income tax difference?

Indiana tops out at 2.95% income tax. Kentucky tops out at 3.5%.

How long do I have to register my vehicle in Kentucky?

Most Kentucky residents must register a vehicle within 30-60 days of moving. Check the piomover report for state-specific deadlines.

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