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Moving from Indiana to Florida

A side-by-side comparison drawn from BLS, BEA, Census, FBI, and NOAA. Affordable, manufacturing & logistics, Indy 500. vs. No income tax, beaches, hurricanes, retiree haven.

IN state flag
Living now

Indiana

Capital: Indianapolis

Median household income $67,173 · winter low 22°F · 186 sunny days

Affordable, manufacturing & logistics, Indy 500.

FL state flag
Moving to

Florida

Capital: Tallahassee

Median household income $67,917 · winter low 53°F · 237 sunny days

No income tax, beaches, hurricanes, retiree haven.

Florida has an overall price level 103.4 (US avg = 100). Housing dominates the difference.

Overall price index
Indiana
93.3
Florida
103.4
Florida has 11% higher overall price level
Housing index
Indiana
73.9
Florida
122.1
Florida has 65% higher housing costs
Groceries index (modeled)
Indiana
98.3
Florida
100.9
Florida has 2.6% higher groceries
Utilities index (modeled)
Indiana
99.0
Florida
100.5
Florida has 1.5% higher utilities
Electricity rate
Indiana
17.9 ¢/kWh
Florida
14.9 ¢/kWh
Florida has 17% lower electricity
Transportation index (modeled)
Indiana
98.7
Florida
100.7
Florida has 2.0% higher transportation
Median home value
Indiana
$243,500
Florida
$396,900
Florida is 63% more expensive to buy a home
Median monthly rent
Indiana
$931/mo
Florida
$1,589/mo
Florida is 71% more expensive to rent

Sources: NOAA Climate Normals · EPA AirNow (live) state-level

Summer high 91°F · Winter low 53°F · 237 sunny days/yr.

Avg summer high
Indiana
85°F
Florida
91°F
Florida is 7.1% more summer highs
Avg winter low
Indiana
22°F
Florida
53°F
Florida is 141% more winter lows
Avg annual temperature
Indiana
52°F
Florida
72°F
Florida is 38% more annual temperature
Sunny days / year
Indiana
186
Florida
237
Florida has 27% higher sunny days
Annual precipitation
Indiana
43 in
Florida
55 in
Florida is 28% more annual precipitation
Air quality (live AQI)
Indiana
56
Florida
43
Florida has 23% lower AQI
Snow / year
Indiana
20 in
Florida
0 in
Florida is 100% less annual snowfall

Get the full IndianaFlorida report

Schools, healthcare, taxes, transportation, lifestyle, crime, family fit, move logistics, AI assistant, and 90-day timeline.

See the full comparison

Frequently asked

Is it cheaper to live in Florida than Indiana?

Florida's overall price level is roughly 99.6 (US avg = 100), vs about 90.4 for Indiana — based on BEA Regional Price Parities. Housing is the dominant driver of the difference. Run a comparison for the full, current breakdown.

What's the income tax difference?

Indiana tops out at 2.95% income tax. Florida tops out at 0%.

How long do I have to register my vehicle in Florida?

Most Florida residents must register a vehicle within 30-60 days of moving. Check the piomover report for state-specific deadlines.

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