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Moving from Illinois to Kentucky

A side-by-side comparison drawn from BLS, BEA, Census, FBI, and NOAA. Chicago global city, second-highest property taxes in US. vs. Bourbon, horses, Appalachian + Bluegrass mix.

IL state flag
Living now

Illinois

Capital: Springfield

Median household income $78,433 · winter low 19°F · 189 sunny days

Chicago global city, second-highest property taxes in US.

KY state flag
Moving to

Kentucky

Capital: Frankfort

Median household income $60,183 · winter low 26°F · 189 sunny days

Bourbon, horses, Appalachian + Bluegrass mix.

Kentucky has an overall price level 90.2 (US avg = 100). Housing dominates the difference.

Overall price index
Illinois
100.0
Kentucky
90.2
Kentucky has 9.8% lower overall price level
Housing index
Illinois
93.9
Kentucky
64.3
Kentucky has 32% lower housing costs
Groceries index (modeled)
Illinois
100.0
Kentucky
97.5
Kentucky has 2.5% lower groceries
Utilities index (modeled)
Illinois
100.0
Kentucky
98.5
Kentucky has 1.5% lower utilities
Electricity rate
Illinois
18.9 ¢/kWh
Kentucky
14.9 ¢/kWh
Kentucky has 21% lower electricity
Transportation index (modeled)
Illinois
100.0
Kentucky
98.0
Kentucky has 2.0% lower transportation
Median home value
Illinois
$280,700
Kentucky
$226,000
Kentucky is 19% cheaper to buy a home
Median monthly rent
Illinois
$1,169/mo
Kentucky
$852/mo
Kentucky is 27% cheaper to rent

Sources: NOAA Climate Normals · EPA AirNow (live) state-level

Summer high 87°F · Winter low 26°F · 189 sunny days/yr.

Avg summer high
Illinois
85°F
Kentucky
87°F
Kentucky is 2.4% more summer highs
Avg winter low
Illinois
19°F
Kentucky
26°F
Kentucky is 37% more winter lows
Avg annual temperature
Illinois
52°F
Kentucky
56°F
Kentucky is 7.5% more annual temperature
Sunny days / year
Illinois
189
Kentucky
189
Annual precipitation
Illinois
40 in
Kentucky
48 in
Kentucky is 20% more annual precipitation
Air quality (live AQI)
Illinois
40
Kentucky
48
Kentucky has 20% higher AQI
Snow / year
Illinois
19 in
Kentucky
9 in
Kentucky is 53% less annual snowfall

Get the full IllinoisKentucky report

Schools, healthcare, taxes, transportation, lifestyle, crime, family fit, move logistics, AI assistant, and 90-day timeline.

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Frequently asked

Is it cheaper to live in Kentucky than Illinois?

Kentucky's overall price level is roughly 87.5 (US avg = 100), vs about 99.4 for Illinois — based on BEA Regional Price Parities. Housing is the dominant driver of the difference. Run a comparison for the full, current breakdown.

What's the income tax difference?

Illinois tops out at 4.95% income tax. Kentucky tops out at 3.5%.

How long do I have to register my vehicle in Kentucky?

Most Kentucky residents must register a vehicle within 30-60 days of moving. Check the piomover report for state-specific deadlines.

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