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Moving from Florida to Montana

A side-by-side comparison drawn from BLS, BEA, Census, FBI, and NOAA. No income tax, beaches, hurricanes, retiree haven. vs. Big sky, no sales tax, rapidly gentrifying small towns.

FL state flag
Living now

Florida

Capital: Tallahassee

Median household income $67,917 · winter low 53°F · 237 sunny days

No income tax, beaches, hurricanes, retiree haven.

MT state flag
Moving to

Montana

Capital: Helena

Median household income $67,631 · winter low 14°F · 205 sunny days

Big sky, no sales tax, rapidly gentrifying small towns.

Montana has an overall price level 94.6 (US avg = 100). Housing dominates the difference.

Overall price index
Florida
103.4
Montana
94.6
Montana has 8.5% lower overall price level
Housing index
Florida
122.1
Montana
84.6
Montana has 31% lower housing costs
Groceries index (modeled)
Florida
100.9
Montana
98.7
Montana has 2.2% lower groceries
Utilities index (modeled)
Florida
100.5
Montana
99.2
Montana has 1.3% lower utilities
Electricity rate
Florida
14.9 ¢/kWh
Montana
13.5 ¢/kWh
Montana has 9.3% lower electricity
Transportation index (modeled)
Florida
100.7
Montana
98.9
Montana has 1.7% lower transportation
Median home value
Florida
$396,900
Montana
$425,400
Montana is 7.2% more expensive to buy a home
Median monthly rent
Florida
$1,589/mo
Montana
$933/mo
Montana is 41% cheaper to rent

Sources: NOAA Climate Normals (live) state-level

Summer high 83°F · Winter low 14°F · 205 sunny days/yr.

Avg summer high
Florida
91°F
Montana
83°F
Montana is 8.8% less summer highs
Avg winter low
Florida
53°F
Montana
14°F
Montana is 74% less winter lows
Avg annual temperature
Florida
72°F
Montana
44°F
Montana is 39% less annual temperature
Sunny days / year
Florida
237
Montana
205
Montana has 14% lower sunny days
Annual precipitation
Florida
55 in
Montana
15 in
Montana is 72% less annual precipitation
Air quality (est. AQI)
Florida
43
Montana
42
Montana has 2.3% lower AQI
Snow / year
Florida
0 in
Montana
51 in

Get the full FloridaMontana report

Schools, healthcare, taxes, transportation, lifestyle, crime, family fit, move logistics, AI assistant, and 90-day timeline.

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Frequently asked

Is it cheaper to live in Montana than Florida?

Montana's overall price level is roughly 95 (US avg = 100), vs about 99.6 for Florida — based on BEA Regional Price Parities. Housing is the dominant driver of the difference. Run a comparison for the full, current breakdown.

What's the income tax difference?

Florida tops out at 0% income tax. Montana tops out at 5.65%.

How long do I have to register my vehicle in Montana?

Most Montana residents must register a vehicle within 30-60 days of moving. Check the piomover report for state-specific deadlines.

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